Are you debating whether or not you should be getting pet insurance? Maybe you don’t think it’s worth it, or maybe you can’t afford it?
Pet insurance is more than just about money. It is important because it covers the costs of unexpected medical bills, such as those related to accidents, illnesses, and injuries. It can also provide peace of mind should your pet need specialised medical care that is expensive.
As pet owners, it is our job to ensure that our pet has the best care possible, and pet insurance provides financial protection to do that.
Still unsure about getting pet insurance? Here are 10 reasons why you should definitely get insurance for your pet.
- Financial protection for unexpected and expensive veterinary costs.
- Peace of mind knowing your pet is covered in an emergency.
- Access to more advanced veterinary care.
- Better preventative care.
- Access to specialists.
- Coverage for chronic and long term illnesses.
- Coverage for surgery.
- Coverage if your pet is lost or stolen.
- Coverage for alternative treatments such as acupuncture, hydrotherapy and physiotherapy.
- Coverage for hereditary and congenital conditions.
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Pet Insurance Provides Financial Protection For Unexpected And Expensive Veterinary Costs.
Having financial protection for veterinary costs is important to ensure that you are prepared for any unexpected veterinary bills that may come up. Having this protection can help to reduce the financial burden associated with taking care of your pet, and can also give you peace of mind that your pet is getting the best possible care.
By getting pet insurance, you’re able to sleep well at night knowing that your pet is able to get the best possible care if anything does happen.
Pet insurance provides financial protection for any unexpected and expensive vet bills.
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Pet Insurance Provides Peace Of Mind Knowing Your Pet Is Covered In An Emergency.
Pet insurance can provide owners with a peace of mind knowing your pet is covered in case of an emergency. You can rest easy knowing that your pet is protected and that any medical expenses associated with an emergency will be covered.
Pet insurance can provide coverage for a range of medical costs including emergency surgeries, medical treatments and medications, overnight stays in a veterinary hospital and much more. You can sleep comfortably at night knowing that you won’t be left with a large bill if your pet is ever in an emergency situation.
Additionally, pet insurance plans may provide coverage for routine care and preventive services, such as vaccinations and annual check-ups, to help keep your pet happy and healthy.
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Access To More Advanced Veterinary Care As It Can Be More Affordable With Pet Insurance.
Pet insurance can help pet owners access more advanced veterinary care for their animals. With pet insurance, pet owners can plan for unexpected medical costs and can seek out more comprehensive care for their pets. It can also provide coverage for a variety of treatments, such as surgery, cancer treatment, and behavioral therapy.
In addition, pet insurance can help offset the cost of regular veterinary check-ups and preventive care. This can help pet owners stay ahead of possible health concerns and keep their pets healthy. Furthermore, pet insurance can provide coverage for alternative treatments such as acupuncture, chiropractic treatments, and homeopathy.
This can provide pet owners with more options when it comes to their pet’s care, and can help them make informed decisions about their pet’s health and well-being. Ultimately, pet insurance can be an invaluable tool in helping pet owners access more advanced veterinary care for their animals.
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Pet Insurance Can Lead To Better Preventative Care
Better preventative care would be achieved if pet owners had access to pet insurance that covered the costs of routine vet visits, such as check-ups, vaccinations, and other preventative treatments. By having a pet insurance policy that covers the costs of these visits, pet owners are more likely to take their pet to the vet for regular check-ups and other preventative treatments, as they no longer have to worry about the financial burden of these visits.
This could potentially lead to better preventative care, as pet owners would be more likely to take their pets to the vet on a regular basis, resulting in the early detection and treatment of medical conditions and illnesses.
Additionally, pet insurance could also cover the costs of certain medical treatments, such as surgery, which could be beneficial for pet owners as it would reduce the financial burden of these treatments.
Pet insurance can help offset the cost of regular vet check-ups, leading to better preventative care.
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Access To Specialists That May Not Be Available In Your Local Area.
Pet insurance can provide pet owners with access to specialists that may not be available in their local area. With pet insurance, pet owners can get coverage for services not available in their local area, such as specialized treatments, diagnostic tests, and prescriptions. This access to specialists may be especially helpful for pet owners in rural areas, or those whose pets have rare or complex conditions.
In addition, pet insurance can provide pet owners with access to vets and specialists who offer telemedicine services, which can be a great option for pet owners who cannot make it to the vet’s office for an appointment.
Ultimately, pet insurance can provide pet owners with the access they need to specialists that may not be available in their local area.
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Coverage For Chronic and Long Term Illnesses.
Some pet insurance can help cover the cost of chronic and long-term illnesses by providing coverage for veterinary care, medication, and other treatments. This type of coverage can be especially important for pet owners who may have difficulty paying for expensive treatments, as the costs can quickly add up.
Pet insurance can also cover the cost of preventive care and regular check-ups which can help detect and diagnose chronic and long-term illnesses before they become more serious. It can also provide coverage for the cost of additional treatments or tests that may be needed to properly diagnose and treat the condition. It might also cover additional costs such as travel expenses, specialized equipment, and more.
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Coverage If Your Pet Is Injured In An Accident Or Needs Surgery.
Pet insurance can be incredibly helpful if your pet is injured in an accident or needs surgery. It can protect you from the high cost of medical bills and help cover the cost of treatments, medications, and other treatments that may be necessary.
For example, if your pet is injured in a car accident and requires surgery to repair the injury, pet insurance can help cover the cost of the surgery, medications, and follow-up care. Pet insurance may also cover some of the cost of hospitalization if your pet needs to stay overnight at the vet’s office. In this way, pet insurance can provide peace of mind knowing you are financially protected against unexpected pet medical expenses.
It’s our job as pet owners to ensure that our pets get the best care possible.
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Coverage If Your Pet Is Lost Or Stolen.
Pet insurance can help cover the cost of searching for a missing dog or cat. This could include the costs of making flyers, advertising in newspapers and online, and contracting professional pet trackers. It may even cover the cost of a reward for the return of a lost pet.
Dogs can get lost in a variety of ways, even when you do your best to ensure that doesn’t happen. They may wander off while out on a walk, escape through an open gate, or be taken by a stranger. Dogs can also be stolen, either by someone breaking into a home or while out in public. A dog may be taken by a thief who wants to resell them or use them for dog fighting.
According to Peeva, around 10 million dogs and cats get lost or stolen in the US every year. So getting pet insurance that covers lost or stolen pets is a no-brainer.
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Coverage For Alternative Treatments Such As Acupuncture, Hydrotherapy, and Physiotherapy.
What if you want alternative treatments for your dog? Yes, pet insurance can help with that too.
Acupuncture is a holistic healing technique that involves the insertion of thin needles into specific points on the body to stimulate the release of endorphins and other healing chemicals. It is commonly used to treat chronic pain, arthritis, and other ailments in dogs.
Hydrotherapy is a form of physical therapy that uses water to help strengthen muscles, improve joint motion, and reduce inflammation. It can also be used to help reduce pain and improve circulation.
Physiotherapy is a form of physical therapy that focuses on restoring movement and function to a dog’s body. It can also reduce pain and help to improve posture and balance. Physiotherapy may involve the use of massage, stretching exercises, and/or the use of therapeutic equipment.
However, only some insurance policies provide coverage for alternative treatments such as acupuncture, hydrotherapy and physiotherapy. It’s important to check the terms and conditions of the policy to understand what specific treatments are covered, and if there are any restrictions or limits on coverage.
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Coverage For Hereditary And Congenital Conditions.
Yes, pet insurance for hereditary and congenital conditions is a good idea if you want to be able to cover the costs of any treatments your pet may need in the future. While these conditions may not be as common as other pet illnesses, they can be very expensive to treat, and having pet insurance can help you ensure that your pet gets the care they need without breaking the bank.
The cost of hereditary and congenital conditions for your dog can vary greatly depending on the type and severity of the condition. Treatment costs can range from a few hundred dollars for a mild condition to several thousands of dollars for more severe or chronic conditions. Additionally, the cost of ongoing medication and treatment can add up significantly over time.
Here is a list of some hereditary and congential conditions and their associated annual cost for treatment:
- Hip Dysplasia: $800 – $6,000 a year.
- Allergies: $600 – $1500 a year.
- Congenital Heart Defects: $500-$1,000 per year.
- Luxating Patella: $500-$2,000 per year.
- Entropion: $200 – $1500 for surgery.
- Hypothyroidism: $300-$700 per year.
- Epilepsy: $200-$500 per year.
Concluding thoughts
It’s important to take out pet insurance to ensure that you’re able to provide your dog with the best care possible should something happen to them. It can help cover the costs of unexpected medical bills or accidents that may occur with their pet. It provides you with a peace of mind knowing that your pet is protected in the event of an emergency. Pet insurance can also potentially save you thousands of dollars in the long run.
However, always remember to read the Product Disclosure Statement (PDS) before purchasing any insurance to make sure it’s the right product for you.
